Home purchase, sale and mortgage refinancing made simple.
We offer a flat fees and fixed closing costs for real estate and mortgage transactions.
Buying or selling a home or mortgage refinancing can be the largest financial transaction that many people ever enter into. We understand the emotion and stress that can be involved with such a substantial purchase, sale or mortgage refinancing and we aim to make the process as smooth as possible for our clients.
If you are a first time home buyer, you are eligible for a up front rebate of $4,000 of the Ontario Land Transfer Tax and up to $4,475 of the Toronto Land Transfer Tax. You may be eligible for a full exemption of the land transfer tax. Whether you are buying a home, selling a home or need to refinance your mortgage, we have the expertise to handle your transaction.
Closing Costs*
Purchase
$1,399
+ Disbursements*
+ HST
* Disbursements include Teranet fees, land transfer tax, government document registration fees, fees charged by government, title insurance premium, cost of a condominium status certificate ( if applicable ), and payment for letters from creditor’s lawyers regarding any similar name executions found ( if applicable ). Software charge and Harmonized sales tax are not included in the price. The above price is based on a standard purchase transaction with no title and contract issues, no closing extensions, no corporation involved, purchase price up to $750,000, and includes the price for acting on both the purchase and on one mortgage with a standard bank. Additional fees applies for interim occupancy closing, to review agreement, to review status certificate, acting on mortgages with private lenders, second mortgages, bridge loans, assignment of agreement, assignment of rents and PPSA registrations. Interim occupancy condominium closing legal fees $599 plus HST.
Sale
$1,199
+ Disbursements*
+ HST
* Disbursements include Teranet fees, government document registration fees ( if applicable ), fees charged by government ( if applicable ), and payment for letters from creditor’s lawyers regarding any similar name executions found ( if applicable ), Harmonized sales tax is not included in the price. The above price is based on a standard sale transaction with no title/contract issues, no closing extensions, no corporation involved, sale price up to $750,000, and includes acting on the discharge of the first mortgage, Additional fees applies for acting on discharge/payment of additional mortgages, debt accounts and power of attorney.
Mortgage Refinance
$1,199
+ Disbursements*
+ HST
* Disbursements include Teranet fees, government document registration fees, title insurance premium, fees charged by government ( if applicable ), payment for letters from creditor’s, lawyers regarding similar name executions, ( if applicable ). Software Charge and Harmonized sales tax are not included in the price. The above price is based on a standard mortgage refinance amount up to $750,000, and includes acting on the discharge of the first mortgage. Additional fees applies for acting for a corporation, acting on registration of assignment of rents, PPSA registrations, discharge/payment of additional mortgages or debt accounts.
Title Transfer
$1,199
+ Disbursements*
+ HST
* Disbursements include Teranet fees, land transfer tax, government document registration fees, fees charged by government, title insurance premium, cost of a condominium status certificate ( if applicable ). Software Charge and Harmonized sales tax are not included in the price. The above price is based on a standard title transfer transaction with no title/contract issues, no corporation involved and no registered mortgage on tile. If there is a mortgage refinance involved in conjunction with the title transfer, additional fees shall apply.
We can help you with the following:
- Condominiums Pre Construction
- Condominiums Resale
- New Homes
- Resale Homes
- Mortgage Refinancing
- Title Transfers
- Title Insurance
